When removing a password is the right move
Unlocking makes sense for documents you handle constantly, like a monthly bank statement or a work report, where entering the same password on every open becomes friction with no security benefit for a file that already lives on your own machine. It also helps when an owner-locked PDF blocks you from printing a copy you are entitled to print, or from copying a quote out of your own report. The one rule that never bends: only unlock documents you are legitimately allowed to open. Removing protection you were not authorized to bypass defeats the purpose the sender had in mind.